Crowd funding and peer to peer lending started around 12 years ago. The simple idea was to provide a way to put together everyday savers with borrowers.
Investors get a better return on their savings by lending to UK businesses. Businesses can borrow at affordable rates and grow creating employment. Today this “alternative investment market” has topped £10billion with over £2b being raised last year. With banks still unwilling to lend, the market it predicted to continue to grow.