Once you have registered and opened up your on-line “wallet”, you can start investing.

To best understand how this works, think of this as a bank account. Your wallet will be credited with interest, as it becomes payable and the return of capital at the end of bond term.

Can I simply go on to my wallet and make a bank transfer to my own bank?

Yes you can, however you can only transfer cash sitting in your wallet (not cash in the bonds)